There's no better time to take a road trip than in the summer – the wind in your hair, blowing across your hand as you stick it out the window, the hot sun on your face – heaven on earth.
Road trips are lots of fun, but they need to be done responsibly – otherwise they can quickly turn into hell.
The Corona pandemic severely limited not only private gatherings in recent months. Public life also came to an almost complete standstill at times. Especially on the streets this was clearly noticeable. Commuters suddenly found themselves in their home offices, there were no freeway traffic jams during the vacation season, and city centers were also largely spared from the avalanche of cars and parking shortages. As a result, many motor insurers decided to let customers share in the resulting lower claims settlement burden.
Corona caused a standstill worldwide and in this country that no one would have thought possible. For drivers, however, the pandemic has also brought positive side effects. For example, the accident rate decreased. That tipped the scales in favor of motor insurers having to settle fewer claims. Some of them now want to pass this relief on to their clients.
Year after year, healthcare costs rise and with them health insurance premiums. While the increase in 2020 was very moderate, we could be facing a premium shock as early as next year. So it's high time to optimize your premium now and save money. CSS Insurance shows you how easy it is with these five tips.
The deductible is an insured person's annual contribution to his or her own healthcare costs and can be freely chosen within the range of 300 to 2,500 francs. As soon as the costs of doctor's visits, medication or treatment exceed the deductible rate, your health insurance will cover the costs. The higher the deductible rate, the lower the premium. So if you are rarely sick, the experts at CSS Insurance advise you to increase your deductible rate to save up to 43 percent on premiums.
The concept of distance education: founded in 1856 in Berlin (Germany), Russia received the recognition of distance education in the world. In 1924 the first testing machine was invented. This device allowed students to test themselves. In 1954, Harvard professor BF Skinner invented the "learning machine" that schools could use to provide planned education for their students.
A brief history of online education